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Straight to the Points

Straight to the Points

By: Courtney Gardner
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Do you want to take your family on amazing vacations for almost free? It's possible with the help of credit card points and miles. I'm here to teach you how!

Travel is an important way to connect, restore, and celebrate. Unforgettable travel is possible with a limited budget. This podcast is designed for busy people who want to learn how to take unforgettable trips with minimal out of pocket cost, but don’t want to devote a ton of time to figuring out the world of points and miles. I’ll help you get your first trip booked in just a few months. Let’s get Straight to the Points!

straighttothepointspodcast.com

Courtney Gardner
Social Sciences Travel Writing & Commentary
Episodes
  • 13. Disney World on Points
    Apr 6 2026

    Disney World is high on travel wish list for many families, and for good reason! It might seem like using points and miles to make your Disney World on vacation achievable isn’t an option, but the truth is, there ARE ways to use points lower the cost for your Disney vacation, AND ways to maximize points earning for the portions you don’t book on points!

    Flights

    • Southwest
      • companion pass
    • United
      • Look for “Saver” awards
      • Remember you can also book United flights through Air Canada to use Amex points
    • American Airlines
      • Transfer Citi Thank You Points
      • Can also book through Alaska using Bilt points.
    • Delta
      • Generally not a great deal transferring your transferrable points here, but can earn on a cobranded card or book through Virgin Atlantic for a better deal

    Don’t rent a car – rideshare, Disney transportation, hotels in walking distance, outside hotel shuttles. City bus is an option!!

    Rideshare- don’t forget to link Lyft to Bilt account. Pay with CSR and CSP 5x points. CSR $10 per month. Uber- UberOne free with platinum, $15 per month, extra $25 in Dec.

    Disney World on- property lodging

    • Book any hotel on property and purchase erase with Capital One
    • WDW Swan and Dolphin- deluxe on property resorts
      • Bookable on Marriot points, often 50-65K (sometimes more)- dynamic pricing. About once a year Marriot offer for 5 free night certs up to 50K, which can be “topped off” to up to 65K!
    • Do you work in a field where you could attend a conference?
      • Primary Care MER conferences. Book deluxe hotels at a discounted rate and then get reimbursed by your employer if you have CME funds.

    Off Disney property lodging

    • Hyatt Place Orlando/Lake Buena Vista
      • Shuttles to parks (Hollywood Studios or Magic Kingdom)
    • Hyatt Regency Orlando
      • 20 min drive from Magic Kingdom
      • Family Suite with 2 queen beds and a double Murphy bed for 30 K
    • Hyatt Regency Grand Cypress
      • Shuttles to all parks

    Park Tickets

    • Undercover Tourist or Get Away Today code as travel – erase with Capital One. Remember to click through a shopping portal like Rakuten to get to Undercover tourist to earn extra points for the purchase!
    • Book a PACKAGE through Disney that includes hotel and tickets
    • To EARN a lot of points on tickets/discount on tickets
      • Book on Undercover tourist through a portal
      • Sam’s Club GC at discount
      • Target – buy $100 GC get $10 Target gift card
      • Rove Miles- 3.2-6x on Disney GC through giftcards.com- can pair that with an “offer” on your card for 10% off purchase!!!
        • Sign up - www.rovemiles.com/?signup&referralCode=9CPGSRPO

    Food

    • Codes as Travel and can purchase erase with Capital One Venture X if dining package booked

    Combine at Disneygiftcard.com

    Keep in mind they can combine up to $1000, and can only use one GC per purchase. Could split tickets into multiple purchases

    Disney Inspire credit card – SUB is $300 statement credit (after $1000 spend in 3 mo), $300 Disney Gift card (immediate)

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    33 mins
  • 12. Unpacking the Recent Changes to the World of Hyatt Program
    Mar 23 2026

    In this episode I unpack the details of the recent changes to the World of Hyatt Program, and what this means for the future of this beloved points program.

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    26 mins
  • 11. Destination Inspiration- San Antonio, TX - Hyatt Regency Hill Country
    Mar 9 2026

    In this episode I share how my family was able to enjoy a trip on points to San Antonio, TX at Hyatt Regency Hill Country. This is an incredible family-friendly resort that we would love to return to!

    Hyatt Regency Hill Country Resort and Villas- https://www.hyatt.com/hyatt-regency/en-US/sanhc-hyatt-regency-hill-country-resort-and-villas

    Sample schedule of activities at the resort- https://www.hyatt.com/content/dam/hotel/propertysites/assets/regency/sanhc/documents/en_Us/special-events/Hyatt-Regency-Hill-Country-Resort-And-Spa-Activity-Guide-Summer-2018.pdf

    Mr. Ice Cream - https://share.google/ZrzGr8o1dJoORjX1Y

    Japanese Tea Garden- https://saparks.org/japanese-tea-garden/

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    24 mins
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